Financing
Spread the cost of equipment you will keep for years
Financing is available on equipment from A3. If paying for a fit-out or a large single unit in one payment does not suit the way your business runs, tell us before you order.
What financing is for
Two situations come up most often. The first is a full fit-out, where the cooking line, refrigeration, prep benches, sinks and shelving all have to be bought at once, months before the room earns anything. The second is a single expensive piece, usually a combi oven, a walk-in or a dishwasher, dropped into a kitchen that is already trading and already has its cash committed elsewhere.
In both cases financing does the same thing: it spreads the cost of equipment you will keep for years across a longer period than a single invoice allows. Whether that is the right call depends on your numbers, not on ours. What we can do is put the option in front of you at the same time as the quote.
What can go on a financing request
Anything in the catalogue can go on the list you send us, whether that is a single line, a full refrigeration package, or a mixed order that also takes in stainless benching and shelving.
Custom work belongs on the same list
If part of your kitchen has to be made to measure because a standard table or sink will not fit the room, quote it together with the rest rather than treating it as a separate job. The same goes for a project we are laying out and putting in for you: see kitchen design and installation for how that side is quoted.
What to have ready before you ask
A financing conversation moves faster when the equipment side is already settled. Put the list, the business details, the delivery address and your timing together first, and the first call can get straight to the point.
The four things to put together
- The equipment listModel numbers where you have them, or a description and a quantity where you do not. A floor plan or a rough sketch of the room helps if the layout is still open.
- Your business detailsThe legal name of the business, the address it trades from, and the person we should be speaking to about the order.
- Where it is goingThe delivery address, or a note that you would rather collect from the warehouse in Surrey.
- Your timingWhen the kitchen has to be running. That decides what is worth ordering now and what can wait.
If anything else is needed once we have that, we will tell you what it is.
Delivery and the rest of the invoice
Delivery is a separate, quoted charge. We ship anywhere in Canada, but it is priced per order and per address, and it is never free, so ask for it early and count it in when you are working out what to finance. The alternative is collection from our warehouse at 107 - 12332 Pattullo Pl in Surrey, which is normally ready within 24 hours, so the delivery charge does not arise at all. If your kitchen is nearby, the Surrey page covers pickup in more detail.
Design and installation, where you want it, is quoted per project as well. Nothing is bundled in silently.
When buying outright still makes more sense
Financing is not the only way to make a difficult budget work. We hold used and open-box equipment, and a well-chosen second-hand fryer or prep table can free up the money for the one piece that genuinely has to be new. Plenty of kitchens are built from a mix: new where the workload is heaviest, used where it is not.
Frequently asked questions
What are the rates and the terms?
We do not publish them, because they depend on the order. Send us the equipment list and your business details and we will confirm what is available to you.
Can everything in my order be financed?
Ask us with the list in front of you rather than assuming either way. We will tell you what can be included before you commit to anything.
Is delivery included?
No. Delivery is quoted and charged separately on every order. Collecting from the Surrey warehouse is the way to avoid it.
When should I raise financing?
Before you place the order. Tell us at the same time as you send the equipment list, and the two can be settled together.
Ask about financing your order
Send the equipment list and your business details, and we will come back with the terms that apply to your order.
- Phone
- (778) 512-5098
- Toll-free
- +1 833-673-1893
- aabbas@a3trading.ca
- Warehouse and pickup
- 107 - 12332 Pattullo Pl
Surrey, BC V3V 8C3, Canada


